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About Dennis

I began my career in loan origination at a La Jolla based mortgage servicing company called Bowest in 1989 shortly after completing college.  That is where I learned to love the mortgage business.

In 1994 after a year as a loan officer for Legacy Mortgage Corporation in Colorado I bought the company. I am very proud of the success of Legacy Mortgage and all of the people we helped. After a terrific run in Colorado for many years, I moved back to San Diego in 2006. Like many people I took a break from the mortgage business in 2008. I learned a lot in the software services business focusing on financial services. I gained a new appreciation and perspective for managing complex processes in large organizations. 

Now I am excited to be back in my first career. I look forward to helping people achieve their goals. I decided to work with a broker who is one of the largest, and because of its size, is able to negotiate preferred pricing and service for its client. Now  I can shop amongst hundreds of different wholesale lenders for the best rate for my clients.   

I can be confident that my clients are getting the best programs and rates available.

My personal philosophy

No one skates through life without hard challenges. It is how we deal with these adversities that shapes us, proves our character, and often means the difference between success and failure. 

This is a theme that repeats itself over and over in my volunteer work with brain injury survivors. As someone who has worked hard to overcome the effects of a traumatic brain injury I can tell you that this volunteer effort is one of the most rewarding ways I can possibly spend my time.

Does that translate to the mortgage business? Maybe not directly, but I can tell you it effects everything I do. I strive to bring excellence to all of my clients.